Hi, I’m Matt.

I’m a Certified Financial Planner™, Entrepreneur, and Writer.

I focus on your personal finances, so you can focus on what you love to do.

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What I’m About

I help folks retire early with confidence.

My firm has developed a unique retirement planning process: Compass System.

It is a thoughtful 7-step process that is constantly monitored to ensure you stay on track. Part of that 7-step process is tax planning and creating reliable retirement income. We’ll analyze your retirement income sources such as Social Security, pensions, rental income, portfolio assets, etc. to guide you to exactly how much you can spend each month, net of taxes, in retirement. Our flexible, risk-based retirement income approach, is designed to help you maximize income in retirement while minimizing the possibility of running out of money.


Matt Calcagno, CFP®

I am a Certified Financial Planner ™ at One Degree Advisors, a wealth management firm based in San Diego, Ca.

Learn more about me.

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All content and opinions expressed on this site is for general informational and entertainment purposes only and is not intended to provide specific advice or recommendations for any individual or on any specific security. This content is only intended to provide information and education about the financial markets and financial planning strategies. To determine which investments may be appropriate for you, consult your financial advisor.